๐ŸŽ–๏ธ VA Loan Details
Home Price
$
Down Payment (optional, $0 allowed)
$
Interest Rate
%
VA rates are typically 0.25-0.5% lower than conventional
First Time VA Loan?
Disability Exempt?
Veterans with 10%+ disability rating pay $0 funding fee
State
๐ŸŽ–๏ธ VA Monthly Payment
$0
No PMI! P&I + Tax + Insurance
Principal & Interest$0
Property Tax$0
Home Insurance$0
PMI$0 (none!)
Total Monthly$0
PMI Savings vs Conventional
$0/month
VA Funding Fee
Funding Fee Rate2.15%
Funding Fee Amount$0
Base Loan Amount$0
Total Loan (with fee)$0
The VA funding fee can be rolled into your loan or paid upfront at closing. Disabled veterans are exempt from the funding fee.
๐Ÿ“Š VA Payment Breakdown
VA loans have NO monthly mortgage insurance (PMI), unlike FHA or conventional loans with low down payments. This saves you hundreds per month.
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